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  <xs:element id="aan_RightofUseAssetImpairmentMember" abstract="true" name="RightofUseAssetImpairmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_FairValueAssetsLiabilitiesMeasuredOnRecurringBasisTable" abstract="true" name="FairValueAssetsLiabilitiesMeasuredOnRecurringBasisTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="aan_ProgressiveFinanceHoldingsLLCMember" abstract="true" name="ProgressiveFinanceHoldingsLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_FinancingReceivableCreditTermsPromotionalFeesPercent" abstract="false" name="FinancingReceivableCreditTermsPromotionalFeesPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="aan_AdditionsToLeaseMerchandise" abstract="false" name="AdditionsToLeaseMerchandise" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="aan_BookValueOfLeaseMerchandiseSoldOrDisposed" abstract="false" name="BookValueOfLeaseMerchandiseSoldOrDisposed" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="aan_OtherMember" abstract="true" name="OtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_InterestandFeesonLoansReceivableMember" abstract="true" name="InterestandFeesonLoansReceivableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_FinancingReceivableCreditTermsInterestRateFixedAndVariable" abstract="false" name="FinancingReceivableCreditTermsInterestRateFixedAndVariable" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="aan_UnamortizedInitialDirectCostsOnLeaseAgreementsOriginations" abstract="false" name="UnamortizedInitialDirectCostsOnLeaseAgreementsOriginations" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="aan_LeaseAgreementDomain" abstract="true" name="LeaseAgreementDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_FinancingReceivableCreditTermsPrivilegePeriod" abstract="false" name="FinancingReceivableCreditTermsPrivilegePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="aan_ViveMember" abstract="true" name="ViveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_LeaseAgreementLeasePeriodUsedAsAssetUsefulLife" abstract="false" name="LeaseAgreementLeasePeriodUsedAsAssetUsefulLife" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="aan_LeaseMerchandiseSalvageValuePercentage" abstract="false" name="LeaseMerchandiseSalvageValuePercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="aan_SignificantAccountingPoliciesLineItems" abstract="true" name="SignificantAccountingPoliciesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="aan_PropertyAndEquipmentImpairmentMember" abstract="true" name="PropertyAndEquipmentImpairmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_SignificantAccountingPoliciesTable" abstract="true" name="SignificantAccountingPoliciesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="aan_DebtInstrumentIssuancePercentageOfParValue" abstract="false" name="DebtInstrumentIssuancePercentageOfParValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="aan_ProvisionForAccountsReceivableCreditLossAndLoanLosses" abstract="false" name="ProvisionForAccountsReceivableCreditLossAndLoanLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="aan_FinancingReceivablePercentageOfLoanPortfolioPerFICOScore" abstract="false" name="FinancingReceivablePercentageOfLoanPortfolioPerFICOScore" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="aan_ProgressiveMember" abstract="true" name="ProgressiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_AllowanceForLeaseMerchandiseTableTextBlock" abstract="false" name="AllowanceForLeaseMerchandiseTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="aan_NonCashLeaseExpense" abstract="false" name="NonCashLeaseExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="aan_CivilPenaltiesForViolationInvolvingConsumersAged60OrOlderMember" abstract="true" name="CivilPenaltiesForViolationInvolvingConsumersAged60OrOlderMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_InventoryProvisionForWriteOff" abstract="false" name="InventoryProvisionForWriteOff" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="aan_PrepaidSoftwareExpenses" abstract="false" name="PrepaidSoftwareExpenses" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="aan_DeferredCompensationLiabilitiesFairValueDisclosure" abstract="false" name="DeferredCompensationLiabilitiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="aan_FICOScoreLessthan600Member" abstract="true" name="FICOScoreLessthan600Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_AccountsReceivableCreditLossExpenseReversalExcludingDiscontinuedOperations" abstract="false" name="AccountsReceivableCreditLossExpenseReversalExcludingDiscontinuedOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="aan_AccruedUnrecognizedTaxBenefitsIncludingInterest" abstract="false" name="AccruedUnrecognizedTaxBenefitsIncludingInterest" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="aan_FinancingReceivablePercentCurrent" abstract="false" name="FinancingReceivablePercentCurrent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="aan_ViveFinancialLLCMember" abstract="true" name="ViveFinancialLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_AgreementOneMember" abstract="true" name="AgreementOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_FinancingReceivableCreditTermsMinimumPaymentRequiredPercentageofOutstandingLoanBalance" abstract="false" name="FinancingReceivableCreditTermsMinimumPaymentRequiredPercentageofOutstandingLoanBalance" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="aan_FICOScoreNoScoreIdentifiedMember" abstract="true" name="FICOScoreNoScoreIdentifiedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_CivilPenaltiesMember" abstract="true" name="CivilPenaltiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_SeniorUnsecuredNotes6000Due2029Member" abstract="true" name="SeniorUnsecuredNotes6000Due2029Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_ScheduleOfDilutiveSecuritiesUsedInCalculationOfDilutedEarningsPerShareTableTableTextBlock" abstract="false" name="ScheduleOfDilutiveSecuritiesUsedInCalculationOfDilutedEarningsPerShareTableTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="aan_InventoryRecoveries" abstract="false" name="InventoryRecoveries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="aan_LossContingencyMaximumInterestRateSought" abstract="false" name="LossContingencyMaximumInterestRateSought" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="aan_IncreaseDecreaseInOperatingAssetsAndLiabilitiesAbstract" abstract="true" name="IncreaseDecreaseInOperatingAssetsAndLiabilitiesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="aan_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosurePolicyPolicyTextBlock" abstract="false" name="OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosurePolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="aan_FinancingReceivableCreditTermsMerchantFeePercentPromotionalInterestPeriodOne" abstract="false" name="FinancingReceivableCreditTermsMerchantFeePercentPromotionalInterestPeriodOne" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="aan_POSPartnersMember" abstract="true" name="POSPartnersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_FinancingReceivableCreditTermsMerchantFeePercentPromotionalInterestPeriodTwo" abstract="false" name="FinancingReceivableCreditTermsMerchantFeePercentPromotionalInterestPeriodTwo" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="aan_AccumulatedDepreciationOnLeaseMerchandise" abstract="false" name="AccumulatedDepreciationOnLeaseMerchandise" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="aan_FinancingReceivableCreditTermsMerchantFeePercentPromotionalInterestPeriodThree" abstract="false" name="FinancingReceivableCreditTermsMerchantFeePercentPromotionalInterestPeriodThree" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="aan_FinancingReceivableCreditTermsMerchantFeePercent" abstract="false" name="FinancingReceivableCreditTermsMerchantFeePercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="aan_AccruedRealEstateAndSalesTaxes" abstract="false" name="AccruedRealEstateAndSalesTaxes" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="aan_FederalTradeCommissionInquiryMember" abstract="true" name="FederalTradeCommissionInquiryMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_ComplaintReViolationOfThePennsylvaniaRentalPurchaseAgreementActMember" abstract="true" name="ComplaintReViolationOfThePennsylvaniaRentalPurchaseAgreementActMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_DebtInstrumentCovenantTotalNetDebtToEarningsBeforeInterestDepreciationAndAmortization" abstract="false" name="DebtInstrumentCovenantTotalNetDebtToEarningsBeforeInterestDepreciationAndAmortization" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="aan_FourTechnologiesIncMember" abstract="true" name="FourTechnologiesIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_LeaseRevenuesandFeesMember" abstract="true" name="LeaseRevenuesandFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="aan_LeaseAgreementPeriod" abstract="false" name="LeaseAgreementPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="aan_LeaseAgreementAxis" abstract="true" name="LeaseAgreementAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="aan_ProgressiveLeasingMember" abstract="true" name="ProgressiveLeasingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
