Executive Management

Steve Michaels was named Chief Executive Officer of PROG Holdings, Inc. in December 2020, and President of the Company in April 2021. Mr. Michaels, who is also a member of PROG Holdings’ Board of Directors, previously served as CEO of the Company’s Progressive Leasing segment, and as Chief Financial Officer and President of Strategic Operations, Vice President of Strategic Planning & Business Development, and Vice President of Finance at Aaron’s Inc. Mr. Michaels received a Bachelor of Science degree in Finance from the University of Florida and an MBA from Georgia State University.

Curt Doman, co-founder of Progressive Leasing, is the Chief Innovation Officer of PROG Holdings and a member of the Company’s Board of Directors. Mr. Doman has previously served as Chief Technology Officer and Chief Product Officer of Progressive Leasing. He also founded International Document Services, Inc. in 1993, where he held the position of President until 2015. Mr. Doman has a Bachelor of Science degree in Finance from the University of Utah.

Debra Fiori was named Chief People Officer of PROG Holdings in April 2021. Previously, she spent 13 years as the Corporate Senior Vice President and Chief People Officer at Parsons Corporation, where she was responsible for leadership development, succession planning, organizational design, reward systems, talent acquisition, and human resources operations. Ms. Fiori received a Master of Arts in Communication and Media Studies from West Virginia University.

Brian Garner has been Chief Financial Officer of PROG Holdings since December 2020. Previously, Mr. Garner served as Senior Vice President of Finance and Accounting, Vice President of Finance and Accounting, and Controller of the Company’s Progressive Leasing segment. Prior to joining Progressive Leasing, he was employed by Ernst & Young as a member of the firm’s Assurance and Advisory practice, where he provided technical guidance and advised on SEC filings, initial public offerings, and M&A transactions for public and private corporations in Silicon Valley. Mr. Garner has a Master of Science degree in Accounting and Finance from Brigham Young University.

Mike Giordano became Progressive Leasing’s Chief Commercial Officer in January 2021. He joined the Company from Samsung Electronics America, where he served as Vice President of U.S. Sales from 2018 until his departure and was responsible for managing the development and implementation of marketing and sales strategies for driving in-store and e-commerce home appliance sales to consumers. Mr. Giordano also held additional management roles during his time at Samsung, which began in 2007, including Regional Sales Manager, Director of Sales, and Vice President of Regional Sales. He received his Bachelors in Secondary Education from the University of Scranton, and his Masters of ED in Instructional Tech from Arizona State University.

Ryan Ray is the President of PROG Lending, the lending division of leading consumer fintech company PROG Holdings. In this role he is responsible for managing the Company’s lending and credit products, currently comprised of Vive Financial and Four Technologies. Prior to this role, he served as the Company’s Chief Administrative Officer for two years and as President of Vive Financial for six years. During that time, he was responsible for overseeing the PROG Holdings’ Compliance, Risk Management, and Corporate Communications divisions in addition to his duties with Vive Financial. Mr. Ray joined the Company’s Progressive Leasing segment in 2013 as Vice President of Operations, which followed more than a decade of leadership roles with Discover Financial Services. He received a Bachelor of Arts in Finance from the University of Utah and an MBA from the Kellogg School of Management at Northwestern University.

Trevor Thatcher was named Progressive Leasing’s Chief Operations Officer in December 2020. He joined the Company in 2013 as Director of Operations and was named Progressive Leasing’s Vice President of Operations in 2015. Prior to Progressive Leasing, Mr. Thatcher served as Director of Operations for Morgan Stanley, Director of Business Activity Management for Citibank’s Goldfish Card Services, and Sr. Manager of Direct-to-Consumer Banking Operation at Discover Financial Services. He received a degree in finance from the University of Utah.

Vin Thomas was appointed General Counsel and Corporate Secretary of PROG Holdings, Inc. in May 2022. He previously served as Chief Legal Officer and Corporate Secretary of CURO Group Holdings Corp., an NYSE-listed omni-channel consumer finance company serving non-prime and prime consumers in the United States and Canada. Prior to joining CURO in 2014, Mr. Thomas served as General Counsel and Assistant Secretary of TMX Finance LLC for approximately six years. Prior to his position with TMX Finance LLC, Mr. Thomas was in the private practice of law. Mr. Thomas graduated cum laude with a Bachelor of Arts degree in History from the University of Georgia and received his Juris Doctor degree from the Walter F. George School of Law at Mercer University.